Ten illustrative deals — from a single-family rental to a 36-unit bridge loan — each scored live by the same engine that scores your QuickScan. Open any deal and move the levers to see what changes the Funding Score™.
An investor buying a leased single-family rental: a $280,000 loan on a $400,000 purchase (70% LTV), rent covering the payment 1.32 times, credit 740–779.
A long-held duplex refinanced into a $330,000 cash-out loan (69% LTV). Rent covers the new payment only 0.92 times.
A fourplex purchase asking for 80% LTV ($520,000 on $650,000) while rent covers the payment 0.95 times.
An 8-unit building bought with a $1.2M loan at 69% LTV: 94% occupied, coverage 1.28 times.
A 36-unit value-add purchase on a $4.2M bridge loan at 70% LTV: 82% occupied, in-place coverage 0.95 times before renovations.
A neighborhood strip center refinancing $3.1M at 67% LTV, with coverage at 1.14 times — just under the 1.20 times most commercial lenders require.
A suburban office purchase with a $5.5M loan at 70.5% LTV: 68% occupied, coverage 1.05 times.
A fully leased industrial flex building bought with a $2.4M loan at 60% LTV, 1.55 times coverage and 780+ credit.
A $1.6M mixed-use cash-out. The borrower reports 1.25 times coverage, but the stated NOI of $80,000 supports only about 0.64 times on this loan.
A 91%-occupied self-storage facility refinancing $3.8M at 60% LTV with 1.38 times coverage.
Same engine, your numbers: the deal-killers, the fixes and your Funding Score™ in about 3 minutes. No credit pull.
The 1–1,000 scale, the five pillars — sponsor, asset, market, structure and context — and the stages from Low to Very High.
Same engine, your numbers: the deal-killers, the fixes, and your Funding Score™ — before you apply.
Get Your Funding Score™ →